Life and Disability Coverage :

                  The Hartford

The Hartford will now service our Life coverage in addition to our short and long-term disability coverage. As mentioned your voluntary life elections will be grandfathered in, but you will also have a one-time opportunity during this open enrollment period to enroll yourself and nay dependents, or increase coverage up to the guarantee issue maximus, without having to answer medical questions. Everyone will need to complete a new enrollment form and update your beneficiaries .

Please note the short-term and long-term disability coverage will now be voluntary coverage. If you would like to purchase either short or long-term disability or purchase both coverages, you will have to complete an enrollment form and submit to the Human Resources Department 

© Concord Crossroads 2017

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